Carolyn Scarmuzzi hit all the fancy shops at The Gardens Mall in Palm Beach Gardens, among them Nordstrom, Tory Burch and Williams-Sonoma. She dined at the Hogsnapper Shack and Sushi in Tequesta, and maybe even took cooking lessons while she shopped at In The Kitchen on Tequesta Drive.
Not once did Scarmuzzi have to reach into her own pocket to pay, Palm Beach County sheriff’s deputies said. She’d hand over instead the credit card of her boss, who manages the fortunes of clients of PNC Bank’s Palm Beach branch.
The Tequesta woman, 52, is now a former PNC Bank employee — and facing charges of fraud after her arrest Thursday. She was released from the Palm Beach County Jail later that day.
Mark Stephens, Scarmuzzi’s former boss and the managing director of the bank’s private client group, told deputies Scarmuzzi was “under water” and behind on her mortgage, according to a sheriff’s probable-cause affidavit. He said he never gave her permission to use his money.