Judge lets couple back in home while foreclosure case against Nationstar continues

Home not secured; refrigerator, stove stolen.

A little more than a month after a lender forced an elderly couple out of their home, a judge ruled the two are allowed back in while a foreclosure case is ongoing.

Jimmie Thompson and Carrie Bell Smith bought their home on West 35th Street in 1995. They paid off the mortgage and wanted to do work on the home.

They got a reverse mortgage — a loan that the couple wouldn’t have to pay back until they died, moved away from the home or violated the contract. After they died, the lender could access the home’s value.

Thompson and Smith never missed insurance payments, never missed tax payments, never missed utility payments. But the lender claimed the couple moved away. They and their neighbors say that’s not true. Utility bills never dipped significantly, records showed.

Still, Nationstar Mortgage foreclosed on the couple and forced them out of the house. The lender said it doesn’t comment on foreclosure lawsuits.

The couple’s story was told last month in The Florida Times-Union.

Thompson and Smith are both 78.

Read on.

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