Daily Archives: March 16, 2015

Alleged killer of Arkansas Realtor will represent himself in capital trial

The man accused of killing an Arkansas Realtor, Beverly Carter, is choosing to represent himself in his own capitalmurder trial.

Arron Michael Lewis made the formal request last week in court to represent himself and terminate his lawyer, Jim Hensley.

The judge has granted the request. Lewis’ next appearance will be June 1.

Carter was the Arkansas Realtor who went missing in late September. Her body was found in a shallow grave about 25 miles north of Little Rock.

Lewis was arrested even before Carter’s remains were found, and he entered a plea of not guilty to capital murder.

Read on.

Meet Jason Villalba – The Texas State Rep Who Introduced a Bill that Criminalizes Citizens Filming Police

Something I hope to encourage readers of Liberty Blitzkrieg to become aware of is their civil rights. Although the situation seems to have improved in recent years, many citizens remain woefully ignorant of their individual rights. Rights that were intentionally enshrined in the U.S. Constitution specifically to prevent the emergence of tyranny.

In our ever-changing modern technological world, the application of the Bill of Rights from time to time has needed a bit of clarification from the court system. One example of such was the 2011 case of Glik v. Cunniffe, in which the U.S. Court of Appeals for the First Circuit noted that: “videotaping of public officials is an exercise of First Amendment liberties.”

Read the Full Article »

Employee Affidavits Against BofA in HAMP Fraud

March 16, 2015

The documents below might be useful as evidence to support fraud allegations if trying to stop foreclosure by denial of modification of a mortgage.

Source: Certified Forensic Loan Auditors

Sen. Blumenthal and Rep. Ellison Introduce the Permanently Protecting Tenants at Foreclosure Act of 2015

WASHINGTON, D.C. – March 16, 2015 – (RealEstateRama) — Sen. Richard Blumenthal (D-CT) and Rep. Keith Ellison (D-MN) introduced the Permanently Protecting Tenants at Foreclosure Act of 2015 (H.R. 1354) today. The bill ensures expired federal protections for renters living in foreclosed properties are renewed.

“Families who pay their rent and play by the rules should not be evicted simply because their landlord fails to pay his mortgage,” Sen. Blumenthal said. “This measure is necessary to protect tenants from eviction when their landlord defaults. The Act that protected them previously expired in 2014, so tenants may now be evicted, inexplicably and inexcusably when the building owner faces foreclosure. As a matter of common sense and basic fairness, families should be spared life on the street when landlords shirk their obligations.”

“When a building owner falls into foreclosure, people who live in the property may be forced out—even if they’ve paid their rent in full and on time,” Ellison said. “It’s wrong that families face homelessness because the owner of the property where they live failed to make payments on time. The Permanently Protecting Tenants in Foreclosure Act ensures families have the time they need to find new housing.”

– See more at: http://minnesota.realestaterama.com/2015/03/16/sen-blumenthal-and-rep-ellison-introduce-the-permanently-protecting-tenants-at-foreclosure-act-of-2015-ID0248.html#sthash.pomPyIPe.dpuf

SunTrust foreclosed on your home? You could get money

RICHMOND, Va. –

People in Virginia who lost their homes because SunTrust Bank foreclosed on them could be eligible for payment, under a $550 million SunTrust national mortgage foreclosure settlement.

There are approximately 3,050 qualified borrowers who lost their homes between January 1, 2008 and December 31, 2013.

They’re urged to respond and get a packet from Attorney General Mark Herring that includes a one-page claim form. That form must be returned by June 4th.

The AG’s office says SunTrust agreed to a $550 million national settlement with the federal government, Commonwealth of Virginia, 48 other states, and the District of Columbia after investigations alleging numerous violations in its servicing of mortgages and its foreclosure practices.

Read on.

DOJ warns banks it may revoke some money-laundering settlements

Those banks should have never been given a non-prosecution agreements at all!

Some banks that have non-prosecution agreements over failures to police transactions for criminal activity could see those deals withdrawn and be forced to plead guilty, a U.S. Justice Department official said on Monday.

“The criminal division will not hesitate to tear up that agreement when that action is appropriate,” Assistant Attorney General Leslie Caldwell told an Association of Certified Anti-Money Laundering Specialists conference.

The USA Patriot Act in 2001 tightened anti-money laundering laws in an effort to cut off terrorist financing. The Justice Department has since entered into non-prosecution agreements (NPAs) and deferred-prosecution agreements (DPAs) with financial institutions accused of anti-money laundering failures that allowed criminal activity to flourish.

Justice has made such deals in the last three years with HSBC Holdings Plc, Standard Chartered Plc, JPMorgan Chase & Co and Commerzbank AG. The agreements allow cases to be settled in return for fines and pledges by banks to prevent a recurrence of the violations.

Read on.

U.S. agency seeks $1.1 billion as Nomura, RBS face mortgage bond trial

A U.S. housing regulator urged a federal judge on Monday to award it $1.1 billion due to false claims made about “crap” mortgages underlying securities sold by Nomura Holdings Inc (>> Nomura Holdings, Inc.) to Fannie Mae (>> Federal National Mortgage Assctn Fnni Me) and Freddie Mac (>> Federal Home Loan Mortgage Corp) ahead of the 2008 financial crisis.

At the start of a trial in Manhattan federal court, a lawyer for the Federal Housing Finance Agency said misrepresentations by Nomura and Royal Bank of Scotland Group Plc (>> Royal Bank of Scotland Group plc), an underwriter, about loans underlying $2 billion (1.3 billion pounds) in securities exemplified broader misconduct by banks ahead of the crash.

“Nomura and RBS were very willing participants in creating the worst economic crisis since the Great Depression,” Philippe Selendy, a lawyer for the FHFA, said in an opening statement.

Read on.

Man facing foreclosure sets house on fire, fakes bomb to keep firefighters away

A Massachusetts man facing foreclosure appears to have decided the best way to deal with an imminent foreclosure was to set the house on fire, and then rig a fake bomb to keep firefighters from putting the blaze out.

Here’s the story.

A Mendon man appeared in Milford District Court on Friday after police responded to a fire Thursday night and found him in a van with a suspicious device on his chest.

David Cheschi, 49, was accused of prompting a bomb scare and keeping firefighters away from his burning Mendon home.

“My grandfather built that house, it was really said to see it go,” said Megan Shaw.

Prosecutors charged David Cheschi with keeping firefighters away from the burning house. Police said he may have been facing foreclosure. They feared he set the fire and booby trapped the home.

“Cheschi was given verbal orders to show his hands and exit the van. Again, with no response,” prosecutor Robert Shea said in court.

Cheschi shook his head as the prosecutors described how police said they found him in his van blocking the driveway. Officers said they noticed wires tied around his legs and wires around the van.

“The wires were alarming enough that firefighters were ordered to stay back from the fire in fear that they would be harmed,” said Shea.

Source: WHDH

No Second Chances When It Comes to Housing

After nearly a decade of homelessness, Carter Anderson thought his break had finally come in October 2014, when the City of Vacaville Housing Authority told him that he had been granted a housing choice voucher. Anderson, 30, works a part-time job, but isn’t offered enough hours to make ends meet. He hoped that the voucher, entitling him to rental assistance through the Department of Housing and Urban Development’s (HUD) Section 8 program, would change that.

Anderson had already spent six years on the housing authority’s waiting list, but that wasn’t the last barrier he would face: He soon found his application rejected by a string of landlords on the basis of a conviction for drug possession he’d received as a teenager. Under HUD’s regulations, he had just 120 days to find a suitable apartment and sign a lease within the city of Vacaville, California, where he says affordable housing is in short supply to begin with. Ultimately, the voucher expired in February as Anderson scrambled to find an apartment that would accept him, leaving him crushed and back to square one.

Read more…

Distressed homeowners oppose bills narrowing liability of banks in mortgage disputes

Lincoln homeowner Pat Freeland told a House committee Thursday that when Bank of America officials said they were modifying her mortgage to avoid foreclosure, they lied — and that lawmakers shouldn’t vote for a pair of bills protecting the banks from liability.

 “I’m telling you right now, as long as our hometown banks are selling these loans to megabanks, we are at risk as homeowners,” she said. “What we had was not free-flowing communication with our banker, but free-flowing lies.”

Freeland joined several homeowners and attorneys testifying against Senate bills 280 and 281, which would narrow the liability of banks for their lending practices and forbid the award of punitive damages in consumer-protection lawsuits.

They said if the two bills had been in effect, many Montana homeowners who sued Bank of America and other lenders for misleading them on the status of their distressed mortgage would have had no legal claim.

“I believe voting for these bills will take the voices and power away from common Montanans and protect these banks from their own fraudulent behavior,” said homeowner Theresa Bybee of Billings.

Read on.